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How to Convert Shares to UMX RWA Stock Tokens (Stock-to-Token)

Updated
This is a general announcement. The products and services mentioned herein may not be available in your region.
 
Dear Users,
 
UMX has launched the Stock-to-Token feature, available 7×24 hours. Users who hold actual U.S. shares in their UMX Securities account can convert those shares into the corresponding stock tokens with a single tap. The converted tokens can be traded directly on the platform and included in the unified account system as margin, improving capital efficiency.
 

What Is Stock-to-Token?

Stock-to-Token refers to converting the actual U.S. shares held in your UMX Securities account into corresponding stock tokens (e.g., converting NVDA into NVDA1).After conversion, your share position becomes token form. These tokens can be used to:
  • Spot trading of UMX stock tokens, available 5×24 hours
  • Be included in the platform's unified account system to provide margin for futures trading or leveraged spot purchases

Eligibility Requirements

  1. The Stock-to-Token feature is only available to users who have completed account verification (KYC) and hold the corresponding shares in their Securities account.
  2. Only fully settled share positions are eligible for conversion. U.S. stocks are generally settled on a T+1 basis following the date of purchase.
  3. Only whole-share (round lot) conversions are supported at this time. Fractional shares are not currently supported — this will be made available in a future product update, so stay tuned.
  4. Please ensure your Securities account does not hold any short positions before initiating a Stock-to-Token conversion. Holding a short position may prevent the conversion from proceeding. Additionally, short selling is not permitted while a Stock-to-Token conversion is in progress.
  5. Users who are currently enrolled in the Stock Yield Enhancement Program (SYEP) are not eligible to use this feature.

How to Perform a Stock-to-Token Conversion

  1. Log in to your UMX account and go to the Assets page.
  2. Select the stock you intend to convert and the corresponding quantity, click the Stock-to-Token function, and submit your conversion request.

Please refer to the figure below：
k02.PNG
 

Important Notes

  1. Once submitted, your conversion request will go through multiple processing steps. Actual crediting time may vary — please allow some time for processing. If your conversion has not been completed after an extended period, please contact UMX customer support for assistance.
  2. The Stock-to-Token feature may be temporarily suspended during certain corporate action periods.
  3. There are currently no conversion fees for Stock-to-Token. Other fees are subject to the final terms of each product.

Terms and Conditions

The products referenced herein are solely intended for investors who qualify as a "professional investor" or satisfy the equivalent classification, including but not limited to an "accredited investor", a "qualified investor", a "sophisticated investor" or a "wholesale client", under applicable laws, rules, and regulations. Stock tokens are tokenized securities representing synthetic economic exposure to the underlying shares. They do not represent direct ownership of the relevant stock, and holders do not have voting rights. Conversion operations are subject to the platform's Terms of Service and the issuer's relevant RWA Terms of Service. A user's country or region of residence may affect their access to this feature. Users must complete account verification and satisfy the applicable eligibility requirements of the platform before using this feature.

 
Thank you for your support of UMX!
 
UMX Team
 
Aug 13, 2026

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