Note: This is a general announcement. The products and services mentioned herein may not be available in your region.
Dear Clients,
To expand wealth management options and improve capital utilization, UMX officially launched Dual Invest products on August 25, 2026 (UTC+8). Dual Invest is a structured product linked to the price movement of assets. By setting a target price, it helps users achieve higher potential returns while executing buy-low or sell-high strategies.
I. Dual Invest products
Dual Invest offers two investment directions linked to BTC or ETH price movements:
Direction |
Subscription crypto |
Maturity scenario |
Settlement crypto |
Settlement amount |
|---|---|---|---|---|
Buy low |
USDT |
Maturity price > Target price |
USDT |
Subscription amount + Interest |
Maturity price ≤ Target price |
BTC/ETH |
(Subscription amount + Interest) / Target price |
||
Sell high |
BTC/ETH |
Maturity price < Target price |
BTC/ETH |
Subscription amount + Interest |
Maturity price ≥ Target price |
USDT |
(Subscription amount + Interest) × Target price |
Product highlights:
- Each product term has a specific target price and duration. Different target prices correspond to different expected APRs.
- Dual Invest is a non-principal-guaranteed product. Returns depend on market fluctuations and target price settings. Please choose prudently based on your risk tolerance.
II. UMX wealth management product suite
In addition to the newly launched Dual Invest, UMX also offers the following wealth management products to meet diverse capital management needs:
1. Fixed Savings
Fixed Savings provides stable returns with fixed durations. Some products can be used as trading margin and support early redemption.
Crypto |
Term |
Expected APR |
Usable as margin? |
Supports early redemption? |
USDT |
90 days |
5.50% |
✗ |
✗ |
USDT |
60 days |
4.50% |
✗ |
✗ |
USDT |
30 days |
4.00% |
✗ |
✗ |
USDT |
90 days |
3.80% |
✓ |
✓ |
USDT |
60 days |
3.50% |
✓ |
✓ |
USDT |
30 days |
3.20% |
✓ |
✓ |
BTC |
90 days |
2.50% |
✗ |
✗ |
BTC |
60 days |
2.00% |
✗ |
✗ |
BTC |
30 days |
1.50% |
✗ |
✗ |
BTC |
90 days |
1.50% |
✓ |
✓ |
BTC |
60 days |
1.25% |
✓ |
✓ |
BTC |
30 days |
1.00% |
✓ |
✓ |
ETH |
180 days |
2.70% |
✗ |
✗ |
ETH |
120 days |
2.60% |
✗ |
✗ |
ETH |
90 days |
2.50% |
✗ |
✗ |
ETH |
60 days |
2.25% |
✗ |
✗ |
BCH |
90 days |
0.70% |
✗ |
✗ |
Note: Specific APRs and durations are subject to the platform's actual display and may be dynamically adjusted based on market conditions.
2. Flexible Savings
Flexible Savings is a flexible wealth management product within the trading account, with the following features:
- Earn while holding: No manual subscription required. Once you enable Flexible Savings for a specific crypto, idle funds in your trading account automatically earn interest.
- Flexible access: Funds are always available for trading without affecting normal buy/sell operations.
- Usable as margin: Flexible Savings balances can be directly used as margin for trading, improving capital efficiency.
3. Stable Earn
UMX currently supports two Stable Earn tokens: USD1 and USDG, both with an expected APR of 3.00%.
Core advantages:
- Earn while holding: No manual operation required. The system automatically calculates interest during the holding period.
- Weekly distribution: Earnings are automatically settled and distributed every Monday at 17:00 UTC+8.
- Deposit and withdraw anytime: No lock-up period. Funds can be redeemed at any time for maximum flexibility.
- Enhanced capital utilization: Can be used as crypto margin, pledged for USD borrowing, and to participate in securities markets.
III. Risk warning
All wealth management products carry certain market risks. Please read the product descriptions carefully before investing, fully understand the product rules and risk characteristics, and make investment decisions based on your own risk tolerance.
Thank you for your support of UMX!
UMX Team