This is a general announcement. Products and services referred to here may not be available in your region.
Dear UMX Clients,
Dear UMX Clients,
The UMX 7-Day Fixed Savings limited-time rate boost campaign will go live on November 04, 2026 and remain open until November 11. During the campaign, subscribe to USDT 7-Day Fixed Savings and earn a total APR of up to 12%. Trade while you earn: the more actively you trade during the holding period, the higher your boost. Your Fixed Savings assets can also be used as trading margin, and early redemption is supported (early redemptions forfeit all interest). See below for tier details and full rules.
Campaign Details
Subscription period: November 04, 2026 - November 11, 2026
Every subscription successfully completed during the subscription period is covered by these campaign rules. Each subscription's 7-day holding period is calculated independently from the start of its interest accrual, and eligible trading volume is counted until that subscription matures. The tiered boost is calculated under these campaign rules at maturity. No new campaign subscriptions will be accepted after the subscription period ends.
How to Participate
- Log in to UMX and complete KYC verification.
- Go to Wealth > Fixed Savings: https://www.umx.com/en-US/earn/fixed-savings
- Select the USDT 7-Day Fixed Savings product labeled "Limited APR boost up to 12%" and subscribe.
Only subscriptions to the labeled product are eligible for this campaign. Other Fixed Savings products are not covered by these campaign rules.
Campaign Rules
Product Details
Item |
Details |
|---|---|
Product |
UMX 7-Day Fixed Savings |
How to subscribe |
The product labeled "Limited APR boost up to 12%" under Wealth > Fixed Savings |
Subscription currency |
USDT |
Term |
7 days; each subscription accrues interest independently |
Base APR |
3.5% |
Minimum subscription |
100,000 USDT |
Maximum subscription per user |
5,000,000 USDT |
Margin |
Fixed Savings assets can be used as trading margin |
Early redemption |
Early redemption is supported if requested at least 2 days before maturity. Early-redeemed subscriptions will not earn any interest.
|
Tiered Rate Boost
Total APR = Base APR of 3.5% + Tiered boost. The boost tier for each subscription is determined by eligible trading volume ÷ subscription principal during that subscription's 7-day holding period:
Tier |
Eligible trading volume during the 7-day term |
Boost |
Total APR |
|---|---|---|---|
Base |
No volume requirement |
— |
3.5% |
Tier 1 |
≥ 16x subscription principal |
+2.5% |
6% |
Tier 2 |
≥ 26x subscription principal |
+5.5% |
9% |
Tier 3 |
≥ 33x subscription principal |
+8.5% |
12% |
Example: For a subscription of 1,000,000 USDT held for 7 days to maturity, the eligible trading volume required for each tier and the estimated return are as follows:
Tier & Total APR |
Required eligible trading volume |
7-day return on 100,000 USDT (approx.) |
|---|---|---|
Base: 3.5% |
No volume requirement |
671.23 USDT |
Tier 1: 6% |
≥ 16,000,000 USDT |
1,150.68 USDT |
Tier 2: 9% |
≥ 26,000,000 USDT |
1,726.03 USDT |
Tier 3: 12% |
≥ 33,000,000 USDT |
2,301.37 USDT |
The figures above are for illustration only, calculated as subscription principal × APR × 7 / 365. Actual returns are subject to settlement at maturity.
Eligible Trading Volume
Eligible trading volume for each subscription is determined as follows:
- Eligible trading volume refers to the total value, denominated in USDT, of all qualifying buy and sell orders executed on the designated Crypto Spot Group 1 and Crypto Futures Group 1 trading pairs (see the list of designated trading pairs) during the holding period. Securities trading is not included.
- Eligible trading volume from a master account and its sub-accounts is calculated on a combined basis.
- The calculation period matches the interest accrual period of each subscription: for subscriptions made before 16:00 (UTC+8), it starts at 16:00 on the subscription date; for subscriptions made after 16:00, it starts at 16:00 on the following day. In both cases it ends at 16:00 (UTC+8) on the maturity date. Trading volume between the subscription and the start of interest accrual is not counted.
- Eligible trading volume is calculated based on incremental volume, meaning the increase in your trading volume during the holding period relative to your trading volume in the 7 days before that subscription starts accruing interest, rather than your total trading volume. For users with no prior trading activity, all trading volume during the holding period counts as incremental volume.
- If you hold multiple subscriptions with overlapping holding periods in the same account, the eligible trading volume for each overlapping day is allocated to each subscription in proportion to its principal. Example: if you hold subscriptions A and B of 500,000 USDT each and your eligible trading volume on a given day is 1,000,000 USDT, 500,000 USDT is counted toward each of A and B.
Reward Distribution
- Base interest: Settled to your account automatically by the system at maturity, together with your principal.
- Tiered boost: Calculated at maturity based on the highest tier reached during the holding period, and the boost portion is distributed to your account within two weeks after maturity.
- Subscriptions that do not reach the Tier 1 requirement during the holding period, or are redeemed early, will earn the base APR of 3.5% and are not eligible for the tiered boost.
Terms and Conditions
- Eligibility: Only users who have completed KYC verification are eligible. Each individual or entity may participate with one account only. Multiple accounts will be combined for calculation and may be disqualified.
- Abnormal trading: If the platform's risk control system identifies wash trading between related accounts, fictitious trades, programmatic malicious volume inflation, or other abnormal activity, the related volume will not be counted as eligible trading volume. The platform reserves the right to disqualify the relevant accounts from the boost and recover any rewards already distributed.
- Regional restrictions: In accordance with applicable laws and regulatory requirements, UMX may be unavailable in certain countries or regions, or restricted for certain jurisdictions or user types, subject to platform rules.
- Risk disclosure: The APR figures are expected campaign rates and do not constitute a guarantee of returns. Final returns are subject to actual settlement at maturity. Crypto spot and futures trading involves significant risk, and price volatility may result in the loss of part or all of your principal. Please do not trade beyond your risk tolerance in order to qualify for a boost. When Fixed Savings assets are used as margin, adverse price movements in your positions may trigger liquidation, and the margin assets may be disposed of. This campaign does not constitute investment advice. Investing involves risk; you may wish to consult an independent professional adviser.
- Limited quota, first come, first served: The rate boost subsidy for this campaign is drawn from a limited pool. It is allocated in the order in which subscriptions are successfully completed, on a first-come, first-served basis until the quota is used up. Once the quota is exhausted, the campaign will end early and the platform will notify users via an official announcement. Users who do not successfully subscribe will not be eligible for the campaign boost.
- Distribution review: All rewards are subject to the platform's risk control review before distribution. If an account is found to have abnormal trading, violations of platform terms and rules, incomplete KYC or compliance issues, the platform reserves the right to suspend or cancel distribution.
- Right of final interpretation: To the extent permitted by applicable laws and regulations, UMX reserves the right of final interpretation of the rules of this campaign. The platform reserves the right to adjust the campaign rules as circumstances require, including but not limited to ending the campaign early, adjusting tiers or APRs, and identifying abnormal trading and disqualifying the relevant accounts. Any changes will be announced officially without separate notice. In case of any discrepancy between this announcement and the rules displayed on the product page, this announcement shall prevail.
If you have any questions, please contact UMX Customer Support or your dedicated account manager.
Thank you for your continued support.
UMX Team
UMX Team
November 04, 2026